Getting multiple quotes is the single most effective way to save money on any home project. Research consistently shows that homeowners who compare at least 3 quotes save between 20 and 35 percent compared to those who go with the first quote they receive. But comparing quotes is only useful if you do it properly.
How Many Quotes Should You Get?
Three is the minimum. For larger projects (extensions, retrofits, roofing), getting 4 or 5 quotes gives you a better picture of the market. For smaller jobs (plumbing repairs, painting), 3 is usually sufficient.
Be realistic about the number. Getting 10 quotes wastes everyone's time. Each contractor invests time and effort in providing a quote, and you need to respect that.
How to Request Quotes Effectively
Give every contractor the same brief. Write down exactly what you want done, with as much detail as possible. If you have drawings or specifications, share them with every contractor. The more specific your brief, the more comparable the quotes will be.
Show each contractor the same things during their site visit. Point out the same issues, ask the same questions, and provide the same access.
What to Look for in a Quote
A good quote should include a detailed breakdown of labour and materials, a clear scope of what is and is not included, a timeline for the work, payment terms, and VAT treatment. Be wary of quotes that are just a single number with no breakdown.
Check whether the quote includes making good (cleaning up, repainting adjacent areas, removing waste). These extras can add up if they are not included.
The Cheapest Quote Is Not Always the Best
If one quote is significantly cheaper than the others, ask why. The contractor may have misunderstood the scope, may be cutting corners on materials, or may be pricing low to win the job and then adding extras later. A quote that is 20 to 30 percent below the average should raise questions.
Similarly, the most expensive quote is not automatically the best. Some contractors price high because they are busy and are not particularly interested in winning the job.
Check References and Insurance
Before making your decision, ask for references from recent similar projects and actually call them. Ask the referee if the work was completed on time, on budget, and to a good standard. Also verify that the contractor has public liability insurance and, where applicable, relevant trade certifications.
Put It in Writing
Once you have chosen a contractor, confirm the agreed scope, price, timeline, and payment terms in writing before work begins. This protects both parties and reduces the risk of disputes later. A simple email confirmation is usually sufficient for smaller jobs, while larger projects should have a formal contract.